866.765.3151
Credit Card Processing Solutions
Exclusively for CONTRACTORS!
Hassle free merchant accounts from an Expert who serves 2000 tradesmen!
Free Card Reader - No Monthly Fees!
As Low As...
.031%

0.031% for regulated debit cards
1.25-1.35% for debit cards

1.5-1.79% for qualified cards
1.79-2.09% for rewards cards
1.89-2.25% for card not present
2.49-3.25% for B2B cards


  • 68% of my customers are tradesmen
  • Free App & Card Reader
  • No Processing Limits
  • Accept Payments On The Job
  • Free App & Card Reader
  • Virtual Terminal For Phone Payments
  • Email Job Invoices Get Paid Online




From the desk of ...



Christopher Swift
Processing Expert, Founder
NoblePay Inc.,
Dear Contractor,
Can't Decide "Who" To Work With?

Even though I work in banking I think you'll be surprised to learn that we have a lot in common as my father is a general contractor here in Boston.

Believe it or not I actually know and understand your business type as I've banged my share of nails and squeezed my way into plenty of crawl spaces working for my dad well before getting into the world of credit card processing.

I can tell you first hand that most credit card processors are only concerned with 3 things...

Convincing you they have the best deal
Locking you into a contract with hidden fees
Making sure you never call them to complain

Sadly, when I first started that's what I did. My mentors taught me to close the deal and not worry about the consequences.

After 15 years helping businesses setup merchant accounts I made those same mistakes just like my competitors. But I always felt guilty pushing people into a contract that wasn't in their best interest.

The fact is that most salesmen hide:
Your True cost to process transactions
The Real Bank rates you will be charged
Hidden Fees buried in your agreement
Bait and Switch Schemes to lock you down

That's why I created jobsitepayments.com by Noblepay Inc., I wanted to help business owners learn what to look for, and help them avoid paying through the nose over time. I wanted them to know that they can get a merchant account and talk to an industry insider that has no hidden agenda beyond getting them a fair deal. I wanted to build a business with integrity and serve my clients best interest.

I knew that so many tradesmen like me dad needed a way to collect payments. They needed a simple way to collect a deposit and send invoices and now they need a way to take payment using a smart phone at the jobsite!

The problem was there really wasn't a person who understood them!

I can proudly say that I serve close to 2,000 contractors!

I've worked very hard to bring you the payment solutions you need to succed in your business.

I know many contractors have been using Square for their mobile phone payments but most have complained about not being able to pick up the phone and talk to a live person and how outragous the rates are!

I have a no monthly fee only pay when you use it solution that is better than square called phoneSWIPE but if you're doing more than 1k per month in credit card sales you're better off with my cost plus plan.

Cost plus pricing is the most transparent way you can take credit cards!

Signature Debit Card Rate - 0.0031% + $0.25 (for regulated check cards) & 1.25-1.35% & $0.25 (for un-regulated check cards)

Qualified Rate - 1.49 - 1.79% & $0.19
(This is the rate you'll pay for the majority of your sales.)

Reward Card Rate - 1.79 - 2.09% & $0.19
(This is the rate you'll pay for rewards cards)

Mid Qualified Rate - 1.89 - 2.25% & $0.19
(This is the rate you'll pay when you don't swipe a card)

Non Qualified Rate - 2.49 - 3.25% & $0.19
(This is the rate you'll pay for B2B cards


You a get a free app for your iPhone, iPad, Android or Blackberry and you even get a FREE card reader in the mail after you're appoved.

If you own a terminal we can reprogram it so you can enjoy cost plus pricing.

If you need a terminal, payment gateway/virtual terminal for the rest of your business we do that too.

One more thing, it only takes a few minutes to apply and most get approved within 24 hours!

That's why I created this website. So you can learn the truth when it comes to collecting your money. I come from a family of tradesmen. My dad is my mentor so I share the good, the bad and the ugly of running a home improvement business. You'll always be able to pick up the phone and talk to me and get straight answers with no fluff or hidden agenda.

You're for Transparency



About the Founder of JobsitePayments byNoblePay


Christopher Swift is an entrepreneur with a knack for payment technology and teaching. He helped found several bankcard businesses since graduating from Fitchburg State University, Delta Phi Pi in 2005.

Chris has experimented with every known credit card payment system on the market. He has founded several processing companies. Prior to NoblePay, one of his companies was even acquired by a publicly held corporation.

Chris has dedicated his life to helping contractors use payment technology to grow their businesses. He is a nationally-recognized Internet innovator who loves to share his knowledge with the trades industry. A mobile payment advocate and passionate ecommerce marketer, Chris makes it possible for any service business to take credit payments online, with their mobile phone, at home or on vacation, 24 hours a day, 7 days a week.

With Chris by your side, you will never turn down a single payment by credit card.

Chris lives in Framingham, MA with his college sweetheart and their three beautiful children. He is an avid hockey fan and still plays 2 nights a week. Chris enjoys coaching his boys’ football, hockey & baseball teams and spends most weekends at his family's beach house in Maine.

NoblePay will change
the way you do business...
Try it
RISK FREE!




When I discovered NoblePay, I asked Chris a lot of questions looking for the hidden junk fees. He was both knowledgeable and helpful. I felt like he took more than ample time for
me to feel comfortable that I was not going to have any surprises fees with his service. I've improved my cash flow without adding unnecessary costs in the way of equipment and junk fees.
Mitch Rothenberg
HomeTeam Inspection Service
I can now take credit
cards in the field right
over my IPhone with a portable swiping device. The clients AND the agents really like this! The fees are competitive, the
service is the best and the billing is easy to understand. Chris is always there to answer questions when I call.
Steve Cunningham
HomeTeam Inspection Service
If you are looking to take and accept credit cards, look no more!! I first was introduced to Christopher back in 2009, and I have never once had any problems that changed my view of him or his company in a negative way.
He is good at what he does, and it ready to help and teach what he knows. He is one that I would recommend to all!!
Joseph Bigelow
Timberline Landscaping Services
I downloaded Chris book because I wanted to try and understand the fees and the possible pitfalls that I might encounter. Since I am new to credit card processing. I found Chris' book to be a
great resource to help me select a merchant account provider. If you're thinking about accepting credit cards I would recommend Chris!
Tim Bowman
Bowman HVAC
We are able to provide customers with an immediate payment method that is fast and convenient. The staff at NoblePay is excellent, offering terifficsupport
whenever we have a question or need. I recommend them with 5 stars.
Dan Gronsbell
Social Media Science